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Economics · Mathematics · Heathfield School

Essays on economics and international law, and the record behind them.

I am a sixth-form student at Heathfield School, taking A-levels in Economics, Mathematics, Further Mathematics and Chemistry. Most of what I do outside those subjects returns to the same question: how an economy behaves once it meets actual people, and what separates an argument that works on paper from one that survives contact with them.

That question is easier to ask honestly if you have tried to build something. In 2024 I founded VRhino, which builds VR fitness software to make sport accessible to more people and has been trading since September 2025. This year I started CourtDesk, booking software for padel clubs, and co-founded BoatXchange, a resale marketplace for rowing boats. Since 2022 I have taught English to Ukrainian refugees displaced by the invasion, and since 2025 I have spent Wednesdays working with children at a local state primary school for special educational needs. None of it is large. All of it has been more instructive than reading about it would have been.

The essays here are the longer version of the same interest, and the rest of the site is the record they are written against: what I have studied, founded, and given time to. Both are set out so they can be checked.

From the archive

Should Humanity Fear a Cashless Society?

Weighing efficiency, transparency and tax revenue against exclusion, predatory lending and the crime that adapts

Thirty major airports have now adopted checkout-free retail, and each one removes the cashier along with the cash. This paper asks whether that trajectory should worry us. It sets the gains from a cashless economy, faster transactions, a smaller informal sector, harder money laundering and recovered tax revenue, against the costs, the 2.6 billion people still without internet access, the rise of predatory instalment lending, and the criminals who simply move to cryptocurrency. It concludes that humanity should not fear a cashless society, because the benefits outweigh the harms and the harms are themselves tractable.

Field
Economics
Length
1,989 words

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In practice

Venture · April 2024 to present

VRhino

VR fitness software that makes sport accessible to people the industry has never built for.

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